1. Not prorating correctly – (Interest, Taxes, HOA, Etc.)

    a. To VS Thru – What is the difference?

    b. Who to Charge and Credit

    c. Counting Days Correctly

2. Not carefully reading the contract and instructions

3. Not knowing the vocabulary words

4. Not attempting to answer questions- leaving blanks

5. Not studying the Escrow I book

6. Not knowing how to complete documents

7. Not going with their first instinct – learning not to change answers

8. Not knowing how to work up various types of problems

    a. ASSUMPTIONS

    b. CARRYBACKS

    c. WRAPS

    d. DEFERRED COMMISSIONS

    e. EXCHANGE

(ABOVE BASED ON CATEGORY TESTING FOR)

9. Not asking for help preparing for the test

10. Freezing up - Panicking